Feature Comparison
Smart Re-splitting
Only in SplitterUp
No Daily Limits
Splitwise caps you at 3/day
AI Receipt Scanning
Included, not a $3/mo add-on
Native iPad + Mac
The only fully optimized tablet app
| Feature | SplitterUp | Splitwise | Tricount | Settle Up |
|---|---|---|---|---|
| Smart Receipt Scanning | AI-powered, item-level OCR | Pro only (item-level OCR) | OCR scanning | No |
| Settlement Optimization | Yes, minimum payments | Yes | Yes | Yes |
| Smart Re-splitting | Yes, exclusive | No | No | No |
| Daily Expense Limit | Unlimited | 3/day (free tier) | Unlimited | Unlimited |
| Multi-Currency | Full support | Entry: free; conversion: Pro | Yes | Yes, real-time rates |
| Venmo Integration | Deep link to settle | Yes | No | No |
| Ad-Free | Yes, zero tracking | Ads in free tier | Yes | No ads; analytics via Google |
| Full Data Export | JSON + CSV | CSV free; full backup: Pro | Excel/PDF | CSV |
| Expense Insights | Yes | Pro only | Category breakdown | Member statistics |
| Dark Mode | Yes | Android only (system) | Yes | Yes |
| Home Screen Widgets | 4 types | No | No | Quick-add shortcut |
| iPad/Tablet Optimized | Full: split view + multi-column | Basic | Basic | No |
| Offline Support | Yes | Limited | Yes | Yes |
| Account Required | Yes | Yes | No | No |
Pricing Comparison
SplitterUp
Launch Sale: normally $9.99. All features included from day one. No subscription, no upsells, no ads.
- 7-day free trial
- AI receipt scanning
- Unlimited expenses
- Multi-currency
- Full data export
- Spending insights
- No ads or tracking
Splitwise Free
Good enough for casual use, but you'll hit walls fast.
- 3 expenses/day limit
- No receipt scanning
- Ads on every screen
- No currency conversion
- CSV export per group only
- No spending insights
Splitwise Pro
Removes limits and adds premium features. ~$30/year for what SplitterUp includes for $4.99.
- Unlimited expenses
- No ads
- Item-level receipt scanning
- Currency conversion
- Spending charts
- Recurring subscription
Tricount
Simple and free, but lacks item-level splitting and smart re-splitting.
- Unlimited expenses
- No account required
- Multi-currency
- Basic receipt scanning
- Excel/PDF export
- Basic spending breakdown
Settle Up
Solid basics with offline sync. No receipt scanning. Pro adds PDF reports.
- Unlimited expenses
- No account required
- Multi-currency with live rates
- No ads
- No receipt scanning
- CSV export (PDF: Pro)
Do the Math
Why We Charge $4.99
Expense splitting apps handle sensitive financial data — what you spend, where, how much, and with whom. When an app is free, that data often funds the business through advertising, user profiling, or cross-selling financial products. SplitterUp charges a one-time fee so it never needs to monetize your data. No ads, no tracking, no data shared with banks or marketing partners.
SplitterUp vs Splitwise
Same features, fraction of the price.
SplitterUp costs $4.99 once vs ~$30/year for Splitwise Pro. No daily limits, no ads, native tablet support.
SplitterUp vs Tricount
When basic equal splits aren't enough.
SplitterUp adds item-level receipt scanning, smart settlements, widgets, and a polished tablet experience.
SplitterUp vs Settle Up
Modern polish meets deeper features.
Settle Up covers the basics well, but SplitterUp adds AI receipt scanning, smart re-splitting, native tablet support, and a cleaner interface — all for a one-time price.
SplitterUp is also the only expense app with full tablet optimization — multi-column dashboards, split-view navigation, and native macOS support.
Ready to switch?
Try SplitterUp free for 7 days. All features included, no limits, no ads.
Want the full story? Read our detailed breakdown: SplitterUp vs Splitwise